LoanIQ Privacy Policy

 

Welcome to LoanIQ : Loan Checker ("LoanIQ", "App", "we", "our", or "us").

This Privacy Policy explains how information is handled when you use our application. By installing or using LoanIQ, you agree to the practices described below.

1. About LoanIQ

LoanIQ is a financial utility application designed to help users:

  • Check estimated loan eligibility

  • Calculate EMI (Equated Monthly Installments)

  • Estimate loan affordability

  • Explore loan-related financial tools

  • Perform basic financial calculations

LoanIQ is provided solely as an informational and calculation tool. We do not provide loans or financial services.

2. Information We Collect

LoanIQ does not require users to create an account.

We do not collect sensitive personal information such as:

  • Passwords

  • Bank account credentials

  • Credit or debit card information

  • Government-issued identity numbers

  • Internet banking login information

However, certain technical information may be collected automatically by trusted third-party services used within the App.

Examples include:

  • Device model

  • Android version

  • App version

  • Device identifiers

  • Crash information

  • Performance statistics

  • IP address (where required by third-party services)

3. Customer Support

If you contact us through the in-app support feature, you may voluntarily provide:

  • Your name

  • Email address

  • Message or feedback

Support requests may be securely stored using Firebase Firestore or similar cloud services for customer support purposes.

We use this information only to:

  • Respond to your inquiries

  • Resolve technical issues

  • Improve our services

  • Provide customer assistance

We never sell your support information to third parties.

4. Third-Party Services

To improve functionality, security, analytics, and advertising, LoanIQ may use trusted third-party services.

These services have their own privacy policies.

Google Play Services
https://policies.google.com/privacy

Google AdMob
https://support.google.com/admob/answer/6128543

Firebase
https://firebase.google.com/support/privacy

Firebase Analytics
https://firebase.google.com/support/privacy

Firebase Crashlytics
https://firebase.google.com/support/privacy

Meta SDK
https://www.facebook.com/privacy/policy

We encourage users to review the privacy policies of these providers.

5. Advertising

LoanIQ may display advertisements through Google AdMob and other advertising partners.

Advertising providers may collect limited device information to:

  • Deliver relevant advertisements

  • Measure ad performance

  • Detect invalid traffic

  • Improve advertising services

Google Advertising Policy:

https://policies.google.com/technologies/ads

6. Analytics & Diagnostics

To improve the quality of the application, we use analytics and crash reporting tools.

These services help us:

  • Understand how features are used

  • Detect application crashes

  • Monitor performance

  • Improve stability

  • Enhance future updates

Collected information is primarily technical and does not directly identify users.

7. Log Information

When errors occur, diagnostic data may be collected automatically.

This may include:

  • IP address

  • Device manufacturer

  • Device model

  • Android version

  • App version

  • Time and date of activity

  • Error logs

  • Crash reports

  • Performance metrics

This information is used solely for troubleshooting and improving the application.

8. Security

We use reasonable technical and organizational measures to protect information processed through the App.

Although we work to safeguard data, no method of transmission or electronic storage is completely secure.

9. Children's Privacy

LoanIQ is not intended for children under the age of 13 years.

We do not knowingly collect personal information from children. If you believe a child has provided information to us, please contact us so appropriate action can be taken.

10. Changes to this Privacy Policy

This Privacy Policy may be updated from time to time.

Changes become effective immediately after the revised version is published inside the App or on the associated policy page.

Users are encouraged to review this policy periodically.

11. Contact Us

If you have questions regarding this Privacy Policy, please contact us:

Email: loaniq.support@gmail.com

NOTE: WE DO NOT PROVIDE ANY KIND OF LOAN LOANIQ PROVIDES INSITES WITH ITS CALCULATION AND LOGIC

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